TX STATE GUIDE

Army Insurance in Texas: Bases, Rates and Options

Fort Cavazos and Fort Bliss - insurance resources for Texas Army soldiers

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Texas Insurance Quick Facts

Auto Minimums
$30K/$60K/$25K
State Income Tax
None
Army Bases
2 (Cavazos, Bliss)

Insurance for Army Soldiers in Texas

Texas is home to two major Army installations: Fort Cavazos (III Corps, Killeen) and Fort Bliss (1st Armored Division, El Paso). Texas has no state income tax, which is a significant financial benefit for soldiers. Auto insurance rates vary dramatically by location - El Paso rates are among the lowest in Texas, while Dallas-Fort Worth and Houston are much more expensive.

Texas Auto Insurance Minimums

Minimum required coverage in Texas: $30,000/$60,000/$25,000 (bodily injury per person / per accident / property damage). Texas uses a modified comparative fault system. Military-friendly carriers typically recommend 100/300/100 limits for soldiers with assets to protect.

Top Coverage Recommendations for Texas Soldiers

Auto Insurance
El Paso (Fort Bliss) rates are low. Killeen (Fort Cavazos) is moderate. USAA and Geico offer strong TX military rates.
Auto Guide →
Renters Insurance
Off-base rental protection from ~$15/month. Both Fort Cavazos and Fort Bliss have large off-post communities.
Renters Guide →
SGLI Supplement
Texas no-income-tax advantage means more take-home pay available for life insurance premiums. Maximize your coverage.
Life Guide →

Texas Army Bases

Fort CavazosIII Corps - Killeen, TX Fort Bliss1st Armored Division - El Paso, TX Savings CalculatorEstimate your Texas insurance savings