KY STATE GUIDE

Army Insurance in Kentucky: Fort Campbell Guide

Fort Campbell (101st Airborne) - insurance resources for Kentucky Army soldiers

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Kentucky Insurance Quick Facts

Auto Minimums
$25K/$50K/$10K
State Income Tax
Yes (5% flat rate)
Army Bases
Fort Campbell (101st)

Insurance for Army Soldiers in Kentucky

Fort Campbell straddles the Kentucky-Tennessee border near Clarksville, TN - home to the 101st Airborne Division (Air Assault). Kentucky has a flat 5% income tax rate on military pay. However, the Clarksville/Hopkinsville area has some of the most affordable auto and renters insurance rates in the eastern United States, largely offsetting the tax burden. Low cost of living makes this one of the best assignments for building savings.

KY Auto Insurance Minimums

Minimum required in Kentucky: $25,000/$50,000/$10,000. Kentucky is a choice no-fault state - you can choose to operate under tort or no-fault rules. Most soldiers should opt out of no-fault to preserve their right to sue in serious accidents.

Auto Insurance
Clarksville-area rates are very affordable. Consider higher property damage limits than the $10K minimum.
Auto Guide →
Renters Insurance
Some of the lowest renters insurance rates in the country. Excellent value at ~$12-15/month in Clarksville.
Renters Guide →
Savings Opportunity
Low COL + affordable insurance = opportunity to maximize life coverage and savings while at Fort Campbell.
Life Guide →
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