Insure.Army: Free Insurance Guide for Army Soldiers

SGLI, TRICARE, Auto, Life & More - Built for Active Duty, Reserve & Veterans

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Free Tools for Army Soldiers

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Eligibility Checker
Find out which programs you qualify for in 60 seconds. SGLI, VGLI, TRICARE, USAA, AAFMAA and more.
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Savings Calculator
See how much you could save by switching carriers. Average Army soldier saves $400/year.
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Deployment Risk Report
Get your personal coverage gap score based on MOS, deployment history, and dependent status.
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Insurance Types for Army Soldiers

SGLI
Up to $500K coverage at $0.06/mo per $1,000. Required reading for all active duty soldiers.
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VGLI
Convert your SGLI to VGLI within 1 year and 120 days of separation. Up to $500K, no medical exam.
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Life Insurance
Private term and whole life to supplement SGLI. Compare top military-friendly carriers.
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Health / TRICARE
TRICARE Prime, Select, and Reserve Select. Coverage for active duty, reserve, and veterans.
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Auto Insurance
Military discounts of 10-25%. SCRA storage savings during deployment. Multi-state coverage.
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Renters Insurance
On and off-base coverage from ~$15/month. Protect personal property not covered by BAH.
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Disability Insurance
Fill the VASRD gap. VA disability ratings, SDP, and civilian bridge plans before separation.
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Umbrella Insurance
Extra liability from $150/year. Recommended for E7+, all officers, and homeowners.
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Find Your Base

Insurance resources tailored to your installation

Fort Liberty, NC
82nd Airborne Division. Fayetteville-area insurance rates and SGLI supplements.
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Fort Cavazos, TX
III Corps at Killeen. Texas auto minimums, no state income tax benefits.
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JBLM, WA
I Corps at Tacoma. Washington state coverage, earthquake renters tips.
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Fort Campbell, KY
101st Airborne. Kentucky/Tennessee border coverage and affordable auto rates.
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View All 10 Bases

How It Works

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Top Military Insurance Comparisons

USAA vs AAFMAA
Which is better for Army soldiers in 2026? Life rates, auto, claims process compared side by side.
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USAA vs AFBA
Armed Forces Benefit Association vs USAA for term life insurance. Rates, coverage, eligibility.
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TRICARE Plans Compared
Prime vs Select vs Reserve Select vs supplement providers. Which plan fits your duty status?
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Insurance Guides by Rank

Recommendations tailored to your Army grade and pay

E1-E4 Enlisted Private through Specialist - essentials on $2,091-$2,503/mo pay E5-E6 NCO Sergeant and Staff Sergeant - life supplements and disability gaps E7-E9 Senior NCO SFC through Sergeant Major - umbrella and long-term disability Warrant Officers WO1-CW5 - aviation life premiums and specialized coverage Commissioned Officers 2LT through General - high-value coverage and estate planning Not Sure Your Rank? Use our eligibility checker to find the right coverage